Whether it’s a standard finance lease, operating or novated our finance specialist can arrange the perfect package for you.

Finance lease is an agreement between a financial lender (lessor) and yourself (lessee) where the lessor purchases a vehicle for you and for you to use for the duration of the loan and in return you must make regular payments. Lease agreements are usually used by private companies who wish to acquire an asset at the end of the lease by offering to pay the pre-determined ‘residual value’. Terms, residuals and rental frequency can be structured to suit your specific cash flow requirements, or to maximize tax benefits during the lease period. At the end of the car loan you are able to pay the residual amount and take ownership of the car. The benefit of this car finance means flexibility in the contract terms, residual amount and repayment schedule. This type of leasing may include the following benefits fixed interest rates, tax breaks and GST benefits.

A Novated Lease is a three way agreement between: The finance provider, an employer and an employee.

How does a Novated Lease work?
Under a Novated Lease, the employer pays the monthly car lease rentals on behalf of the employee, and provides the vehicle for the employee to use as part of their salary packaging arrangement. If employment ceases for any reason, or the Novated Lease contract is finalised, the Novation ceases and any obligations by the employer revert back to the employee.